Money moves.
Beautifully.
Receive funds, hold crypto, and spend anywhere with a solid metal card — all from one account.
Available balance
$24,850
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Trusted by leading platforms
Money infrastructure,
beautifully engineered.
Built for speed, secured to the global standard, and priced for people who move real money.

Instant settlement
Transfers clear in seconds, not business days — 24/7, weekends included.

ISO 27001:2022 security
Certified controls, encrypted balances, and continuous monitoring.

Cash out anywhere
Move to Cash App, PayPal, Chime or your bank in a couple of taps.
The best crypto holding platform
Hold BTC and ETH beside your dollars, top up instantly on-chain, and convert without hidden spreads. Cold-storage custody, real-time balances, and zero surprise fees.
- Instant BTC deposits with a permanent address
- Live BTC & ETH balances on your dashboard
- Institutional cold-storage custody
$1.3M+
Crypto transacted
< 3 min
Avg. deposit time
BTC · ETH
Assets supported
Cold storage
Custody
The best premium metal physical card
Classic on the outside, AI on the inside. Solid metal, Visa Infinite privileges, and limits that don't get in your way.
Your physical card number is your authorization key — it confirms you're responsible for every bank transfer made from your PayNow account.
•••• •••• •••• 4291
Touch and drag across the card — it moves with your finger and reveals what each part of the PayNow metal card does.
Copy trading with PayNow — 100,000+ copiers already mirroring the pros
Open a copy trading account in one tap, fund your dedicated copy wallet with Bitcoin, then allocate from just $50 to any verified leader. Every position they open is mirrored to your allocation automatically — no charts to watch, no strategy to build.
100,000+
Active copiers
$50
Minimum allocation
Beginner → Legendary
Verified leaders
1. Open & agree
Create your copy trading account and accept the terms in seconds — no paperwork, no waiting list.
2. Fund your copy wallet
A dedicated Bitcoin wallet address for copy trading, from $200 per transfer. Credited as soon as it confirms.
3. Allocate & earn
Spread from $50 across as many leaders as you like. Withdraw unallocated funds to crypto or cash anytime.
Join 100,000+ people moving money faster
Open your PayNow account in under two minutes.
